Market Intelligence Report · 2026

How Pix rewired
the largest economy
in Latin America

What global companies need to understand about Brazil's payment transformation — and why accepting Pix is now baseline infrastructure for operating in the market.

  • Why global checkout models often fail in Brazil
  • How Brazilian payment behavior changed
  • The path to Pix integration
  • What this means for international growth
Payments in Brazil · Attrus · 2026
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Pix by the numbers · 2025

79.8B
Pix transactions in 2025
140M+
Registered users
313M
Transactions in one day
<10s
Settlement time

The problem

Most international payment stacks weren't built for Brazil

Global companies typically operate with payment infrastructure designed for US and European markets. When applied to Brazil, that stack creates measurable friction — at checkout, in billing cycles, and at the reconciliation layer. The result is structurally lower conversion and a growing gap against local competitors who have already adapted.

Lower conversion
Checkout flows optimized for card-first markets underperform in Brazil's Pix-dominant environment.
Checkout friction
Missing local payment methods at the point of purchase is often unrecoverable abandonment.
Recurring billing limitations
Traditional subscription models break under Brazil's Pix architecture without specific integration patterns.
Local payment gaps
Boleto, Pix, and local card networks require distinct handling that generic global stacks don't provide.

Inside the report

Five chapters. One question:
can you afford to ignore Pix?

Chapter 01
The rise of Pix
Chapter 02
Consumer behavior shifts
Chapter 03
Why recurring billing breaks
Chapter 04
Integration architecture
Chapter 05
The business case for global companies

Who this is for

Built for teams that operate at scale.

Payments teams
Building or evaluating infrastructure for Brazilian market entry.
Product leaders
Prioritizing local payment methods in product roadmaps.
Expansion teams
Running go-to-market strategies for LATAM operations.
SaaS operators
Managing recurring revenue and subscription models in Brazil.
Global commerce
Entering or scaling in the Brazilian market.

Free download

Get full access to the
Brazil payments report.

32 pages. Primary sources. No fluff. Built for operators who need to understand Brazil's payment infrastructure before entering the market.

Built by Attrus

Cross-border payment infrastructure for companies operating across regulated Latin American markets.